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Home National Insurance of 7 lakh rupees now available for free on PF account,...
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Insurance of 7 lakh rupees now available for free on PF account, will also get claim on death from Corona!

21/05/2021/9:52:am
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    EPF office

    New Delhi: The Employees Provident Fund Organization has increased the insurance cover under the Employees Deposit Linked Insurance Scheme (EDLI) scheme from six lakhs to seven lakhs, giving relief to the employers in the crisis of Corona epidemic. Actually, the Employees Provident Fund Organization proves to be extremely helpful for the future of millions of employees. PF money is deducted from the salary of government and private employees every month. EPF deposits come in handy when needed and in old age. Many account holders are not aware of this, they also get insurance cover. Let us know some special things about the scheme.

    EPF office
    • In the event of the death of an employee associated with the EDLI scheme, his nominee gets insurance money. The insurance cover for this scheme is a minimum of 2.5 lakh rupees.
    • If a company registers for EPF, then it gets registered under the EDLI scheme.
    • In this scheme, employees do not have to pay any kind of premium.
    • Upon the death of the subscriber, his nominee or successor is required to fill the EPF Form 5 IF to claim the insurance benefit. After filling the form, it has to be submitted to the EPFO ​​office after getting verified by the institute.
    • For some reason, if the employer is not signed, the form can be submitted with the signature of the gazetted employee.
    • There is no tax on the amount received by the employee’s nominee under the EDLI scheme.
    • The amount that the employer spends for the premium. They can claim it as business expenditure.

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